Get a bonus of up to $1000+ cash back* With Mortgage Refunds™, you can choose from the same home loans you could get from other mortgage brokers with the added bonus of up to $1000* or more in your pocket. Whether you're looking for a home loan through the big banks or through other lenders, we'll be able to help you get the result you're looking for.

• Last 3 pay slips OR a letter from your employer on company letterhead confirming your current salary, terms of employment and commencement date.
• Your last financial years group certificate or full tax returns. (Tax assessment notices are not acceptable)
• If you're self employed you may require your last 3 years tax returns.
• Confirmation of any other income you receive. 

Please note if applying for a Low Documentation loan you may not have to provide all of the above.

• Your last 6 months consecutive bank account statements showing savings if any.
• If you are refinancing you will require your most recent rates notice.
• If you own shares a copy of your statement of holding.
• A letter to confirm gifted funds if any.

• Last 12 months home loan statements if any.
• Last 6 months personal loan or car loan statements if any. (Letter to confirm conduct will be satisfactory)
• Last 3 months credit card or store cards statements if any.
• Confirmation any other liabilities.

• Drivers licence and birth certificate or passport.
• One of the above and 3 other types of identification i.e ATM card, credit card Medicare and private health cards.

• Copy of purchase contract.